Muhammad Qasim Idrees, Humaira Naeem, Muhammad Imran, Asma Batool and Nadia Tabassum 2022. Identifying Optimal Parameters And Their Impact For Predicting Credit Card Defaulters Using Machine-Learning Algorithms. Lahore Garrison University Research Journal of Computer Science and Information Technology. 6, 1 (Mar. 2022), 1-21. DOI:https://doi.org/10.54692/lgurjcsit.2022.0601260.